No cards, zero finance, no auto money
Thus I am at first regarding a card rebuild roadway, with a score regarding 580 (step three choices, paid), a few date lates (past 2019), and you can an apocolyptic student loan standard disease (today in rehab). Essential the single thing which is « Open » inside my portfolio was my financial. DTI are 20%-ish and income is excellent. I am really trying to not have to do the Opensky question, otherwise Worry about, or some of the almost every other predatory loan providers simply to start building up a beneficial reputation for tradelines. Capitalone prequals me personally to possess step three of its cards, like the safe you to definitely, but I am afraid to try to get brand new secured one to based on possible denial and you may strike you to a painful eliminate does in order to my already reduced score. (suite…)